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Financial Plans

Financial plans are a crucial element for anyone entering into the elder years. It is important to have the financial means to cover any potential health care costs for which medicaid and medicare do not provide coverage. Another consideration of financial plan is the frequency and amounts of withdrawals necessary to maintain a given lifestyle. Many financial plans are designed to evolve over time as the client ages, meaning over time, risks and returns are reduced, and liquidity and safety are the goals.

Fast Facts

  • Financial plans should be drawn up by a licensed professional with knowledge of all types of investment markets
  • 90% of Americans have no financial plan
  • Social security will not be able to support the current working class at retirement, so it�s important to have a financial plan

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